Paid creative is where AI tooling has the clearest use and the loudest overclaiming. The use is real: keeping a campaign in learning needs a steady supply of distinct assets, and producing those by hand is slow and expensive. The overclaiming is equally real, because almost every vendor in this category attaches a performance promise to an output volume, and the two are not related.
Start from what the platforms already do for free. Meta Advantage+ and Google’s asset generation sit directly on auction data and adapt formats automatically. Any external tool has to beat that from outside, and the ways it can are narrow: producing genuinely different concepts rather than variations, handling presenters and scripted video the platforms do not generate, and giving a team brand control over what ships.
The pricing question is always the same one. A credit buys a generation, not an ad you would run, so the number that matters is your acceptance rate. At one usable asset in four, a plan advertising four hundred credits is a plan for a hundred ads, and the top up packs are where the budget actually goes.
Rights are the quiet risk. Generated faces, licensed presenters and training data provenance all sit in the terms rather than on the pricing page, and the exposure only becomes visible once a campaign scales. Read the licence for the markets you advertise in, and ask about indemnity in writing rather than in a call.